Summary

Insurance companies want to know the truth if youre overweight - but some clients are telling porkies! The insurance companies are non too pleased.

 

Life Insurance. Fat customers tell porkies.

  (medical insurance)

Author: Michael Challiner

 

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According to a recent survey almost a quarter of UK citizens are over weight but, says Cancer research UK, 25% of these are simply not interested in losing weight.( Try a new loan with you life insurance ) We are in fact the second most obese nation in Europe, second only to Greece.

This not only concerns the UK Government, who have just announced a concerted campaign to tackle the problem via GPs, but also the life insurance industry. (medical insurance)

The problem is that many people are still sensitive about their weight. Sensitive to the extent that theyll convince themselves that theyre sticking to a diet when they are patently not. The loss of a pound or two occasions celebration, whereas the same two pounds going back the next day remains unannounced. Ring any bells for you?

Well normally, a porky or two about your true weight doesnt harm anyone - other than perhaps yourself. But now mortgage life insurance companies are having to take a much closer interest. They suspect that lots of people are telling lies about their weight on their life insurance applications. (life insurance)

Consequently, Scottish Provident, one of Britains biggest life insurers, is tightening up its application procedures. Now, as well as asking applicants how much they weigh, theyll be asking when they last weighed themselves. ( Mortgages articles ) Its an attempt to encourage applicants to answer more accurately rather than pluck a figure out of thin air or being economical with the truth.

A spokesman for the insurer said, "We know that people normally understate their weight, mainly because they are in denial about the subject, although there are also some people who will lie just to get cheaper life insurance premiums".

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